Today’s society seems too filled with persons delinquent in their financial responsibilities. Corporate America and the sole proprietor are victims of credit card fraud, bounced checks, broken contracts and dozens of schemes used to avoid payments of moneys owed. Finding persons trying to ‘skip’ out on their financial commitments is a deed R.J. Montgomery Associates has successfully conducted for almost three decades. Enabling a client to recoup moneys that were previously written-off is our greatest satisfaction. When business operators have had their trusts violated, they should not have to pursue defaulters. R.J.M.A. alleviates exasperation by applying practiced strategies for skip-trace location, often returning lucrative results to the client.